i'm in a dilemma
now i check my account balances quite regularly, and something has popped up recently that has been bothering me. if it comes to money, i can get very worried. i know i can splurge like mad, and its a good thing i dont have a credit card. but money remains a very serious issue for me.
it seems that when i check my transactions online, a dollar has been deducted each month since october, and each time this happens it is labeled as O/L Bank Fee Mth or something like that. is that an overdraft thing? and if so, correct me if i'm wrong but i thought an overdraft is when the amount withdrawn has exceeded the amount in the account. so, what the dilly yo?
to find out their overdraft charges, i searched the site (thank GOD for online banking) and apparently overdraft charges are 0.12% each month OR $3.00 minimum. so, what the hell is this one dollar being deducted each month??
i know it may seem like such a small amount, but its still money to me! i already pay income tax for working last year, i get $7.50 (NZD) deducted each time i make a transaction AND i get charged another percentage for making an international transaction. GOD i hate dealing with money issues.
i suppose another way to get around this is to stop splurging. which i'm trying. but it kinda backfires when you end up paying RM35 for sushi. (BLOODY HELL!) yes. RM35 for some bits of fish, some rice and seaweed and some mean green stuff. was it worth it? i daresay..NAY. because although i thoroughly enjoyed my bits of fish with rice and seaweed, it was a little too much.
DAMN YOU SALMON...why OH WHY must you be so yummy?
i need a good sushi fix. pronto.
i miss you salmon nigiri. and i miss the salmon and avocado roll. and i miss the seaweed thing. and i miss the one with the eggs. and i miss you ramen. and i miss you seaweed. and i miss you glutinous sushi rice.
i have a tube of wasabi but its kinda pointless when there's no affordable, quality sushi around to enjoy it with. (notice its the wasabi i enjoy with the sushi not the other way around). AND judging by the way iain and i keep guzzling the stuff down, i dont think it'd last long.
where's some good sushi when you need some??????????
i'm VERY VERY VERY picky about the quality of the
- salmon
- rice
- seaweed
- soy sauce
i'll go and cry now :'(